Home Inspector in Loveland, CO

Q: Do you inspect new construction homes near Centerra?

Yes. Building to code is a minimum standard, and workmanship shortcuts are regularly found in Loveland homes less than two years old. Phased new-construction inspections and 11th-month builder warranty inspections are offered.

Q: What areas around Loveland do you serve?

From the office at 201 E 4th Street in downtown Loveland, we serve all of Loveland (80537 and 80538), Berthoud, Johnstown, Fort Collins, and greater Larimer County, plus Boulder and Weld Counties.

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Total Home Inspection Services Incorporates Infrared Thermal Imaging into Every Home Inspection

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Total Home Inspection Services in Loveland, CO

Buying a home in Loveland, Colorado, means buying into one of Northern Colorado’s most varied housing markets. In a single afternoon, you can tour a 1970s ranch near Lake Loveland, a custom build in the foothills west of Mariana Butte, and brand new construction out by Centerra. Each of those homes carries a different set of risks, and each deserves an inspector who recognizes the difference. I built my practice on that distinction.

I am Steve Stom, the owner and sole inspector at Total Home Inspection Services LLC. When you book with me, the certified professional you speak with on the phone is the same one who shows up at the property, spends roughly four hours examining it, writes your report, and answers your questions for as long as you own the home. Nothing is delegated, and nothing is rushed.

What a Loveland Home Inspection Should Cover

Colorado has no licensing or certification requirement to become a home inspector. Anyone can print business cards and call themselves one. That surprises most buyers, and in a market with Loveland’s range of housing stock, it makes your choice of inspector genuinely consequential. I chose to become a Certified Professional Inspector through InterNACHI, the world’s largest professional association of home inspectors. Every inspection I perform meets or exceeds the InterNACHI Standards of Practice, and I complete far more continuing education than required each year because the homes here demand it.

Loveland properties present a few patterns I watch for closely:

Established neighborhoods near downtown and Lake Loveland include homes with aging electrical panels, original galvanized or polybutylene plumbing, and decades of layered renovations of varying quality.
Larimer County sits in a region where roughly half of the homes test at or above the EPA radon action level. I use continuous digital monitors that record hourly readings, not charcoal kits.
Mature trees in older Loveland neighborhoods are a leading cause of root intrusion into sewer lines. A video sewer scope before closing routinely prevents five-figure repair surprises for buyers.
Newer construction near Centerra and east of Loveland is not exempt from problems. Building to code is a minimum standard, and I regularly find workmanship shortcuts in homes less than two years old.

For Buyers

A pre-purchase inspection is a risk reduction tool. My job is to give you a clear, honest picture of the home’s condition so you can negotiate from knowledge rather than hope. Every inspection includes limited-scope thermal imaging at no additional charge, which reveals moisture intrusion, missing insulation, and overheating electrical components that no flashlight will find. Your interactive report, with high-resolution photos, arrives within 24 hours.

For Sellers

A pre-listing inspection puts you in control of the sale. You learn what a buyer’s inspector will find before they find it, repair on your own schedule with contractors of your choosing, and price the home with confidence. Many of my Loveland seller clients use the revised report as a selling tool.

Why Loveland Clients Choose Me

I will be candid: I am not the least expensive inspector serving Larimer County, and I have no interest in becoming that. My inspections typically run about an hour longer than most competitors’ because I examine everything, not the bare minimum. I carry certifications most inspectors do not, including Level 1 Infrared Thermographer and IAC2 Mold Certification, and I remain available to you after closing, free of charge, for any questions about your home. When the purchase is one of the largest investments of your life, the difference between adequate and thorough is worth far more than the difference in fee.

Schedule your Loveland home inspection online, or call or text me at 970-236-6468. I serve all of Loveland — 80537 and 80538 — and greater Larimer County. I am happy to coordinate radon testing, a sewer scope, and mold or air-quality sampling during the same appointment.

What I Inspect

I welcome my clients to walk through the home with me and to ask any questions they may have throughout the inspection process.

Learn what to expect from my thorough home inspections.

Qualifications

InterNACHI Certified. Level I Infrared Thermographer. IAC2 Mold Certified. CO Licensed Radon Testing.
Dedication to education and excellence.
With all of the options you have for home inspectors, learn why I am the best.

Sample Report

Experience a new standard in inspection reporting. My inspection reports are fully interactive, include high-quality images, and are incredibly easy to understand.

Check out a few sample reports here.

Advanced Tools with Every Inspection

Total Home Inspection Services includes FREE limited scope Thermal Imaging with every inspection!

SCHEDULE YOUR HOME INSPECTION NOW

Call or text me at 970-236-6468, or schedule online in minutes below. I will confirm your appointment within 24 hours, and I am glad to coordinate radon testing, a sewer scope, or air quality sampling in the same visit.

Loveland Home Inspection FAQs

How much does a home inspection cost in Loveland, CO?

Pricing depends on the home’s size, age, and any add-on services such as radon testing or a sewer scope. Every Total Home Inspection includes limited-scope thermal imaging at no extra charge. Call or text 970-236-6468 for an exact quote, or schedule online for instant pricing.

How long does a Loveland home inspection take?

Typically about four hours — roughly an hour longer than most inspectors. You are welcome to walk through the home with me and ask questions throughout. Your interactive report arrives within 24 hours.

Do homes in Loveland need radon testing?

Yes. Roughly half of the homes in Larimer County test at or above the EPA radon action level. I use continuous digital monitors with hourly readings, and results are available at pickup.

Do you inspect new construction homes near Centerra?

Yes. Building to code is a minimum standard, and I regularly find workmanship shortcuts in Loveland homes less than two years old. I offer phased new-construction inspections and 11th-month builder warranty inspections.

How quickly will I receive my inspection report?

Within 24 hours. Reports are interactive, include high-resolution photos, and come with a Repair Request Builder your agent can use directly.

What areas around Loveland do you serve?

From our office at 201 E 4th Street in downtown Loveland, we serve all of Loveland (80537 and 80538), Berthoud, Johnstown, Fort Collins, and greater Larimer County, plus Boulder and Weld Counties.

“Anyone Else is Just Looking Around”®

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Total Home Inspection Services LLC provides InterNACHI Certified Residential Home Inspections, Annual Maintenance Inspections, IAC2 Certified Mold Testing, and Radon Testing to Northern Colorado, including Boulder County, Weld County, Larimer County, Broomfield County, Boulder, Broomfield, Niwot, Lyons, Berthoud, Loveland, Frederick/Firestone, Denver, and the surrounding Front Range Area.

Contact Me

Email Me

Steve@ChooseTHI.com

Call or Text

970-236-6468

Address

201 E. 4th Street #30
Loveland CO 80537

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